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    <loc>https://nextofx.com/learn/whatsapp</loc>
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      <video:family_friendly>yes</video:family_friendly>
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    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/fixing-mistakes"/>
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      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
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  <url>
    <loc>https://nextofx.com/en/learn/initial-setup</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/initial-setup"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/initial-setup"/>
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    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/04-initial-setup.png</video:thumbnail_loc>
      <video:title>Setting up your exchange in Nexto — the first four steps</video:title>
      <video:description>Set up an empty Nexto installation step by step — system settings and reference currency, your currency list, the rate board, and users.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/04-initial-setup.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/initial-setup</video:player_loc>
      <video:duration>272</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/opening-balances</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/opening-balances"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/opening-balances"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/opening-balances"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/opening-balances"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/05-opening-balances.png</video:thumbnail_loc>
      <video:title>Opening balances in Nexto — bring your books in and lock</video:title>
      <video:description>Move today&#039;s balances from your old books into Nexto — enter or upload the rows, check the preview, let the difference go to capital, then lock.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/05-opening-balances.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/opening-balances</video:player_loc>
      <video:duration>219</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/customers-accounts</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/customers-accounts"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/customers-accounts"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/customers-accounts"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/customers-accounts"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/06-customers-accounts.png</video:thumbnail_loc>
      <video:title>Customers and accounts — groups, credit limits and statistics</video:title>
      <video:description>Learn how to create a customer in Nexto, set a credit limit, group your customers and read the statistics that tell you what each customer is really worth.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/06-customers-accounts.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/customers-accounts</video:player_loc>
      <video:duration>237</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/buying-selling</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/buying-selling"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/buying-selling"/>
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    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/buying-selling"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/07-buying-selling.png</video:thumbnail_loc>
      <video:title>Buying and selling currency — rate, commission and profit</video:title>
      <video:description>Record a full currency trade in Nexto from start to finish — direction, the two currencies, the rate rule, commission and weighted average cost profit.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/07-buying-selling.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/buying-selling</video:player_loc>
      <video:duration>260</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/transfers-payments</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/transfers-payments"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/transfers-payments"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/transfers-payments"/>
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    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/08-transfers-payments.png</video:thumbnail_loc>
      <video:title>Transfers and payments — funds control and cash orders</video:title>
      <video:description>Master the most used form in Nexto — the funds transfer with two-sided commission and tracking codes, plus funds control and the cash order for your teller.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/08-transfers-payments.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/transfers-payments</video:player_loc>
      <video:duration>281</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/expenses-group-docs</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/expenses-group-docs"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/expenses-group-docs"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/expenses-group-docs"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/expenses-group-docs"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/09-expenses-group-docs.png</video:thumbnail_loc>
      <video:title>Expenses, group documents and sharing profit with partners</video:title>
      <video:description>Record exchange office expenses in Nexto so your profit is real, put several items into one group document, and split the period&#039;s net profit between partners.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/09-expenses-group-docs.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/expenses-group-docs</video:player_loc>
      <video:duration>217</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/rial-routing</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/rial-routing"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/rial-routing"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/rial-routing"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/rial-routing"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/10-local-payouts.png</video:thumbnail_loc>
      <video:title>Local payouts — deposit requests, assignments and instalments</video:title>
      <video:description>Follow the payout chain in Nexto end to end — the deposit request, the assignment to a partner exchange, the automatic payment commitment and the instalments.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/10-local-payouts.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/rial-routing</video:player_loc>
      <video:duration>263</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/cheques</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/cheques"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/cheques"/>
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    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/cheques"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/11-cheques.png</video:thumbnail_loc>
      <video:title>Managing Received and Issued Cheques in Nexto</video:title>
      <video:description>Register received and issued cheques in Nexto, track due dates, mark a cheque collected, bounced or endorsed, and define your own cheque book.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/11-cheques.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/cheques</video:player_loc>
      <video:duration>229</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/crypto</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/crypto"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/crypto"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/crypto"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/crypto"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/12-crypto.png</video:thumbnail_loc>
      <video:title>Recording Crypto Transactions from the Transaction Hash</video:title>
      <video:description>See how Nexto reads a crypto transfer from the blockchain — define your wallet as an account, paste the hash, and let the chain be the source of truth.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/12-crypto.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/crypto</video:player_loc>
      <video:duration>222</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/rates-revaluation</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/rates-revaluation"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/rates-revaluation"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/rates-revaluation"/>
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    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/13-rates-revaluation.png</video:thumbnail_loc>
      <video:title>The Rate Board, Automatic Pricing and Revaluation</video:title>
      <video:description>Set buy and sell rates in Nexto, automate pricing from a live source, guard against mistyped rates, and revalue your holdings at period end.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/13-rates-revaluation.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/rates-revaluation</video:player_loc>
      <video:duration>235</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/whatsapp</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/whatsapp"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/whatsapp"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/whatsapp"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/whatsapp"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/14-whatsapp.png</video:thumbnail_loc>
      <video:title>Connecting WhatsApp — Templates and the Nightly Report</video:title>
      <video:description>Link WhatsApp to Nexto, write message templates with variables in any language, send balances and statements in one click, and schedule the nightly report.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/14-whatsapp.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/whatsapp</video:player_loc>
      <video:duration>251</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/smart-inbox</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/smart-inbox"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/smart-inbox"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/smart-inbox"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/smart-inbox"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/15-smart-inbox.png</video:thumbnail_loc>
      <video:title>The Operations Inbox — From Receipt to Document</video:title>
      <video:description>The Nexto operations inbox reads WhatsApp receipts in any language, extracts amounts and reference numbers, and suggests the right form for you to confirm.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/15-smart-inbox.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/smart-inbox</video:player_loc>
      <video:duration>336</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/reports-statement</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/reports-statement"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/reports-statement"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/reports-statement"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/reports-statement"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/16-reports-statement.png</video:thumbnail_loc>
      <video:title>Nexto Reports — the Map and the Customer Statement</video:title>
      <video:description>Learn how Nexto&#039;s seventeen reports answer four questions, and how to read, filter, reconcile and send a customer statement — the page you open every day.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/16-reports-statement.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/reports-statement</video:player_loc>
      <video:duration>194</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/where-is-money</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/where-is-money"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/where-is-money"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/where-is-money"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/where-is-money"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/17-where-is-money.png</video:thumbnail_loc>
      <video:title>Where Is My Money — Daily Assets, Cash Book, Currency Position</video:title>
      <video:description>Three Nexto reports answer the question every exchange dealer asks daily — what happened today, what is in each till, and where your risk sits.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/17-where-is-money.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/where-is-money</video:player_loc>
      <video:duration>196</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/who-owes</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/who-owes"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/who-owes"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/who-owes"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/who-owes"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/18-who-owes.png</video:thumbnail_loc>
      <video:title>Who Owes Me — Debtors, Ageing, Open Items and Credit Limits</video:title>
      <video:description>Money sitting with a customer is still your asset — one that gets riskier every day. Learn Nexto&#039;s four tools for tracking debt, ageing it, and preventing it.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/18-who-owes.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/who-owes</video:player_loc>
      <video:duration>162</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/where-is-profit</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/where-is-profit"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/where-is-profit"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/where-is-profit"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/where-is-profit"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/19-where-is-profit.png</video:thumbnail_loc>
      <video:title>Where Is the Profit Coming From — Nexto Profit Reports</video:title>
      <video:description>Learn Nexto&#039;s monthly report, profit and loss, customer profitability, commission and trader bonus reports — and where your profit really comes from.</video:description>
      <video:content_loc>https://nextofx.com/media/learn/en/videos/19-where-is-profit.mp4</video:content_loc>
      <video:player_loc>https://nextofx.com/en/learn/where-is-profit</video:player_loc>
      <video:duration>162</video:duration>
      <video:publication_date>2026-08-06T00:00:00+03:30</video:publication_date>
      <video:family_friendly>yes</video:family_friendly>
      <video:live>no</video:live>
    </video:video>
  </url>
  <url>
    <loc>https://nextofx.com/en/learn/nexto-services</loc>
    <xhtml:link rel="alternate" hreflang="fa" href="https://nextofx.com/learn/nexto-services"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://nextofx.com/en/learn/nexto-services"/>
    <xhtml:link rel="alternate" hreflang="tr" href="https://nextofx.com/tr/learn/nexto-services"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://nextofx.com/ar/learn/nexto-services"/>
    <lastmod>2026-08-06</lastmod>
    <video:video>
      <video:thumbnail_loc>https://nextofx.com/media/learn/en/covers/20-nexto-services.png</video:thumbnail_loc>
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      <video:description>Learn Nexto&#039;s four optional cloud services — bank enquiries, identity enquiries, receipt reading and TRON energy rental — and the prepaid model behind them.</video:description>
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