Comparison

Nexto vs Chortkeh

Chortkeh (chortke.app) is a general cloud accounting product, and one of its pages targets exchange offices. This comparison relies on Chortkeh's official “exchange accounting” page and on what Nexto has today — including the things Chortkeh has and Nexto doesn't.

Based on the official pages of chortke.app in September 2026; to be completed after the demo review. History is taken from the web archive, not the vendor's claim: chortke.app appears in the web archive from June 2021. Names and trademarks belong to their owners. If anything is wrong, tell us and we will fix it.

Capability	Chortkeh	Nexto
Ownership and access
Platform	Cloud and web-based; per the vendor, desktop and mobile app versions too	One web app for everything; genuinely works on mobile
Hosting	The vendor's cloud; automatic daily backup	Nexto cloud or your own server (licence)
Data ownership and export	—	Full downloadable backup; no lock-in
Pricing	One-time payment, tiered by users and branches: from 19.8 million toman (1 user) to 67.3 million (unlimited); each extra branch 4 million	Monthly from $29, or a lifetime licence on your own server
Users	1, 3 or 6 users; unlimited only on the Professional plan	Up to unlimited, depending on the plan
Exchange accounting
Multi-currency	Define currencies and a base currency; several rates per currency	Independent position per currency, reference currency, unit aliases
Per-trade profit	Profit and loss per transaction (per the vendor)	Automatic cross anchor; each trade's profit is correct instantly
Live exchange rates	“Recording at the live rate”; the rate source is not stated on the page	Live rates from the Nexto API, plus manual rates
Remittances	—	One payment commitment for any remittance type, with attachments and notes; linked to deposit requests and staged payments
Rial routing	—	A complete module: routing, payment commitments, readiness, overpayments and cancellation
Cheques	Received and issued cheques, bank reconciliation	Recording, stages and Sayad inquiry
Banknote serials	Banknote serial-number tracking with a profit report	✗
Reports and ledgers	Customisable reports, Excel and PDF export	Every report with full filters and Excel/PDF export
Moadian tax system	Moadian connection and VAT calculation	On Nexto's plan
Automation and customer communication
WhatsApp and inbox	Not seen on the official pages	Smart inbox: receipt OCR, message-to-document, matching to commitments, queued sends with delivery receipts
Customer portal	—	A secure no-login link plus WhatsApp cards for balance and open items
Smart assistant	—	Yes; on web and WhatsApp, with every report's filters
Crypto	—	Crypto transactions, TxID lookup, Tron energy rental
IBAN and identity inquiries	—	Inside the app
API	Professional plan only	14 ready-made services on api.nextofx.com; exchange-data API on request
Security and support
User access control	Role-based access, users restricted to a branch	Fine-grained permissions per section plus an activity log with change diffs
Training	Video, written guide and FAQ	Video course, documentation and a dedicated guide on every page
Support	By phone in office hours; a dedicated operator on higher plans	Direct from the engineering team; a report-a-problem button inside the app
Demo	3 days free	Free 2-minute demo with sample data

“—” means we found nothing in the vendor's public material; it does not necessarily mean the feature is missing, and it will be completed after the demo review.

Nexto API details →

What the public information shows

Five points that are clear even before the demo; details will be added after the demo review.

1 General accounting with one exchange page

Chortkeh has one product for dozens of trades (pharmacy, clothing, supermarket, restaurant…) and “exchange” is one of its pages. Remittances, rial routing, payment commitments and a customer portal are not on its exchange page. Nexto is built only for exchanges, and these are its core.

2 Pricing that climbs with users

In Chortkeh, the third or sixth user requires a higher plan, and unlimited users cost 67 million toman. In Nexto, plans are based on features, not on counting users.

3 Cloud, but where is your data?

Chortkeh being cloud-based is an advantage: no installation and automatic backups. But the official page does not say how your data gets out. Nexto gives a full downloadable backup and, if you want, installs on your own server.

4 Automation

On Chortkeh's official pages we saw no sign of WhatsApp, receipt OCR, a customer portal or an assistant. Nexto was built around exactly these from day one: a receipt arrives, becomes a document, and the customer sees their own balance.

5 A shared name

Two companies operate under the Chortkeh name and each accuses the other of using its brand. This page is about the cloud Chortkeh at chortke.app, not the installed product of the same name in Mashhad.

What Chortkeh has and Nexto doesn't — and why

A fair comparison means writing this part too.

Moadian and VAT

Chortkeh connects to the Moadian tax system and calculates VAT. Connecting to Moadian and other official systems is on Nexto's plan and will arrive at the same pace as every other feature.

Banknote serials

Chortkeh tracks banknote serial numbers. Nexto does not, because our customers have rarely asked for it; if it is vital for you, tell us.

Retail tools

WooCommerce, barcode scanners, label printers and an offline till come from the retail world. Nexto is deliberately exchange-only.

A mobile app in the stores

Chortkeh has Android and iOS apps on Cafe Bazaar and Myket. Instead of an app, Nexto is a web app that works fully in the mobile browser and needs no install to update.

From Chortkeh to Nexto? The migration path is ready. Give us your accounts and customers export; the history moves over rial for rial — with a verifiable comparison report.

Free 2-minute demo Migration from previous software

Chortkeh is a well-made cloud accounting product for general business; this comparison is for the exchange that wants to know how far a general product will take it.

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