Nexto
Comparison

Nexto vs Payvast

Payvast is a large ERP group and its exchange software is one of its product lines. This comparison relies on the vendor's public website and on what Nexto has today — including the things Payvast has and Nexto doesn't.

Based on the official pages of payvast.com in September 2026; to be completed after the demo review. History is taken from the domain registration, not only the vendor's claim: payvast.com was registered in April 2004 and appears in the web archive from 2006. Names and trademarks belong to their owners. If anything is wrong, tell us and we will fix it.

Capability Payvast Nexto
Ownership and access
Platform Exchange accounting: Windows desktop (MBES and TBES editions); exchange automation: a separate web product with a PWA One web app for everything; genuinely works on mobile
Deployment “Two weeks to one month”, per the vendor 2-minute demo; data migration with a tool and a comparison report
Hosting The customer's Windows server Nexto cloud or your own server (licence)
Data ownership and export Full downloadable backup; no lock-in
Pricing Not public; contact sales Monthly from $29, or a lifetime licence on your own server
Exchange accounting
Revaluation and profit Daily currency revaluation per Iranian Accounting Standard 16 Automatic cross anchor; each trade's profit is correct instantly
Live exchange rates Live rates from the Nexto API, plus manual rates
Remittances Remittance issuance with a custom layout (Persian/English), fee calculation, mobile-approval workflow in the automation product One payment commitment for any remittance type, with attachments and notes; linked to deposit requests and staged payments
Rial routing A complete module: routing, payment commitments, readiness, overpayments and cancellation
Cheques Recording, stages and Sayad inquiry
Multi-branch Centralised oversight of all branches in one system Multi-branch with inter-branch accounts
Moadian tax system Reports submitted to the Moadian tax system On Nexto's plan
Automation and customer communication
WhatsApp and inbox Not seen on the official pages Smart inbox: receipt OCR, message-to-document, matching to commitments, queued sends with delivery receipts
Customer portal A web inbox for large customers to track remittances (in the automation product) A secure no-login link plus WhatsApp cards for balance and open items
Smart assistant Yes; on web and WhatsApp, with every report's filters
Crypto Crypto transactions, TxID lookup, Tron energy rental
IBAN and identity inquiries Inside the app
API Integration with Payvast's own products (office automation, document management) and Moadian 14 ready-made services on api.nextofx.com; exchange-data API on request
Security and support
Anti-money-laundering Aligned with the central bank's guidelines (per the vendor) Identity inquiries inside the app; AML file on the roadmap
Training 4 to 5 training sessions, in-person and online training centre Video course, documentation and a dedicated guide on every page
Support One year free, including installation and training Direct from the engineering team; a report-a-problem button inside the app

“—” means we found nothing in the vendor's public material; it does not necessarily mean the feature is missing, and it will be completed after the demo review.

Nexto API details →

What the public information shows

Five points that are clear even before the demo; details will be added after the demo review.

1 Two products instead of one

Payvast's exchange accounting is a Windows desktop app and its exchange automation is a separate web product. That means two programs, two deployments and two trainings for accounting and workflow. Nexto is one app with accounting, automation and customer communication together.

2 Weeks of deployment vs a two-minute demo

The vendor states a deployment time of two weeks to one month. Nexto starts with a 2-minute demo, and data migration, even for a multi-branch exchange, is done with a tool and a comparison report.

3 Pricing is not public

To learn the price you have to contact sales. Nexto's pricing is on the website: monthly from $29 or a lifetime licence.

4 Scale without bureaucracy

Payvast comes from the world of enterprise ERP: weeks of deployment, training sessions, two products. Nexto is for every exchange, from a one-person office to a multi-branch operation, licensed or informal, inside or outside the country — and it works from day one.

5 Mobile

In Payvast only the automation layer has a PWA; accounting stays on the desktop. In Nexto everything, from posting a document to reports, is done on mobile.

What Payvast has and Nexto doesn't — and why

A fair comparison means writing this part too.

Moadian and Standard 16

Payvast submits reports to the Moadian tax system and revalues per Iranian Accounting Standard 16. Nexto already has automatic revaluation; connecting to Moadian and other official systems is on Nexto's plan and will arrive at the same pace as every other feature.

ERP ecosystem

Payvast has more than 40 modules: office automation, document management, HR and trade. Nexto is deliberately exchange-only; it has payroll and tasks, but it is not an ERP.

Enterprise history

Payvast has been active since 2004 and, by its own account, has hundreds of bank-affiliated exchange customers. Nexto is the next generation: built on today's technology, shipping new features every week, and putting its energy into speed, automation and AI — the things older structures reach later.

In-person training

Payvast has an in-person training centre. Nexto delivers training by video and inside the app (a guide on every page and the assistant) so that any new user can start without a session.

From Payvast to Nexto? The migration path is ready. Give us your accounts and customers export; the history moves over rial for rial — with a verifiable comparison report.
Free 2-minute demo Migration from previous software

Payvast is an established product from the generation of enterprise ERPs; this comparison is for the exchange that wants to work with next-generation tools — whatever its size.

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